No Tax on Overtime for EMTs and Paramedics (2026)
Hourly EMTs and paramedics can deduct the overtime premium. You can deduct the overtime premium (the “half” of time-and-a-half) up to $12,500, or $25,000 if married filing jointly. For 2026, use the code TT amount on your W-2.
- Cap $12,500 · joint $25,000
- W-2 box 12 code TT
Overtime calculator for emts and paramedics
Private: runs in your browserEstimate of federal income tax only. Not tax advice.
Example: EMT
- Paramedic, $27/hour, 350 overtime hours, single, $68,000 incomePremium: 0.5 × $27 × 350 hours = $4,725.Deduct $4,725 · save about $717 in federal tax
Planning estimate from pay and hours. Your 2026 deduction uses the code TT amount on your W-2.
What EMTs should know
- Private ambulance services usually pay overtime after 40 hours a week.
- Fire-department EMTs may be on a 7(k) work period. The premium actually paid counts.
- Code TT on your W-2 is the 2026 figure.
- Only overtime the federal FLSA requires counts. Extra pay from state law or a contract alone doesn’t.
EMTs and Paramedics: FAQ
Do EMTs qualify for no tax on overtime?
Yes, if they’re FLSA overtime-eligible, which most hourly EMTs are.
How much could I save?
It depends on your bracket. Use the calculator with your code TT amount.
Do 24-hour shifts change anything?
Your employer works out the FLSA premium. You use the code TT amount.
How much overtime can EMTs deduct?
Up to $12,500 of qualified overtime, or $25,000 on a joint return, for 2025 through 2028. It shrinks above $150,000 of income ($300,000 joint).
Does this lower Social Security or Medicare?
No. It only lowers federal income tax. State tax depends on your state.
Related tools and guides
- FirefightersSpecial FLSA rules apply. See what counts.
- NursesSpecial FLSA rules apply. See what counts.
- Police OfficersSpecial FLSA rules apply. See what counts.
- No tax on overtime calculatorW-2 code TT or an hours estimate, cap, phase-out and tax saved.
- W-2 box 12 code TTWhat code TT means, and what to do if it is missing or wrong.
- Double time and state overtimeDouble time, daily overtime, contracts: what counts.
- No tax on overtime by jobNurses, police, firefighters, drivers and more.