No Tax on Tips for House Cleaners (2026)
Yes. House Cleaners are on the IRS tipped jobs list (code 407), so you can deduct up to $25,000 of tips from federal income tax for 2026. Client tips for home cleaning can qualify.
- IRS code 407
- Cap $25,000
- W-2 or 1099
Tips calculator for house cleaners
Private: runs in your browserEstimate of federal income tax only. Not tax advice.
Example: house cleaner
- Independent cleaner, $4,000 of tips, $26,000 net profit, head of householdQualified tips $4,000.Deduct $4,000 · save about $185 in federal tax
What house cleaners should know
- On payroll, look for box 12 code TP on your W-2. Self-employed, use your own records; tips are capped at your net profit.
- Home cleaning service workers are code 407.
- Holiday bonuses from clients count only if they’re voluntary tips, not part of the agreed price.
- Independent cleaners: keep a log; tips are capped at net profit.
Your IRS code
407 Home cleaning service workers. Not your exact job? See the full list of 71 tipped jobs.
House Cleaners: FAQ
Do house cleaners qualify?
Yes. Home cleaning service workers are code 407 on the IRS list.
Is a holiday bonus a tip?
If the client chose to give it on top of your price, it can be.
What about hotel housekeepers?
They use code 304. Both are on the list.
How much can house cleaners deduct?
Up to $25,000 of qualified tips per tax return, for 2025 through 2028. It shrinks by $100 for each full $1,000 of income over $150,000 ($300,000 joint).
Do I still pay Social Security and Medicare on tips?
Yes. The deduction only lowers federal income tax. Payroll or self-employment tax and state tax don’t change.
Related tools and guides
- Hotel HousekeepersCode 304. W-2 code TP.
- Pet Sitters and Dog WalkersCode 506. 1099 tips, capped at profit.
- MoversCode 809. W-2 or 1099.
- No tax on tips calculatorW-2 code TP, box 14b and 1099 tips, with the net-profit limit.
- IRS tipped occupations listAll 71 Treasury Tipped Occupation Codes, searchable.
- W-2 code TP and box 14bCash tips reported to your employer and your occupation code.
- No tax on tips by jobBartenders, servers, stylists, drivers and more.